财务信息
我们的首要任务是病人. 然而, 我们知道，账单常常令人困惑, 因此，我们在下面提供了一些了解RML患者金融服务的关键.
医院的账单
You and/or your insurance company will receive one or more bills for the services you received during your stay at RML. 你的医疗费帐单包括了你的住宿费和食宿费, 医疗用品, 实验室检测, 药品, 放射学服务, 护理和治疗护理, 以及医生要求的其他医疗服务.
医生比尔
You and/or your insurance company will receive separate bills from the doctors who provide medical care to you in the hospital. 这些医生包括:
- 初级保健医生
- 专科护理医师
- 放射科医生
- 病理学家
RML医院收费
Hospital charges are complex and do not necessarily provide information that helps patients estimate the amount of money they will ultimately owe. Actual charges are based on the specific care provided to each patient and can differ from any estimate provided. Total charges for an episode of care can vary from one patient to another depending on the complications encountered or different treatments provided due to the patient’s care requirements.
医疗保险中心 & 医疗补助服务(CMS)发布了价格透明度要求(45 CFR§180).50) for hospitals to provide a comprehensive machine-readable file of all items and services provided by the hospital to a patient in connection with an inpatient admission and consumer-friendly display of ‘shoppable’ services. 请参阅下面的综合文件:
Since many patients that seek hospital charge information are interested in knowing what their out-of-pocket financial responsibility will be, RML提供了澳门金沙真钱博彩首页注册患者经济责任的进一步信息，如下所示.
以下是医疗保险A部分的最新信息 & 2024年选B;
医疗保险住院病人免赔额1-60天- $1,632.每个福利期00美元
医疗保险共同保险日61-90 - $408.每个福利期每天00美元
联邦医疗保险LTR天数91-150 - $816.每个福利期每天00美元
熟练护理21-100天- $204.每个福利期每天00美元
医疗保险B部分免赔额- 240美元.00 /年
医疗保险B部分每月保费为174美元.70英镑(或更高，取决于你的收入)
RML是伊利诺伊州医疗补助计划的参与供应商. Medicaid beneficiaries and others interested in Medicaid eligibility should contact their local office of Social 服务 for more information regarding benefits, 覆盖范围和管理式医疗选择.
RML has already contracted with many insurance providers for amounts significantly discounted from charges, 病人只负责支付免赔额, 是否值得, 和/或共同保险金额. 病人 should contact their health plans directly for their specific financial obligations that are not reimbursed by insurance.
Significant discounts are available that could result in the care being provided at no cost or at substantially discounted rates. 请参阅以下有关RML财务援助计划的信息.
In compliance with the No Surprises Act (NSA) RML will provide patients with a good faith estimate for healthcare items and services by contacting the admitting department at 630-286-4526.
病人披露通知
rmi的资助政策简介
It is the policy of 澳门金沙真钱博彩首页注册 (RML) to provide financial assistance to uninsured patients in need. Medically necessary care is provided free of charge to uninsured patients whose family income is less than 200 percent of the federal poverty level (FPL), and is provided at a reduced amount for uninsured patients whose family income is between 200 and 600 percent of the FPL.
RML will not charge any uninsured individual eligible for financial assistance an amount greater than the amounts generally billed to patients with insurance, which is the lesser of the amount Medicaid would have allowed for that patient’s hospital stay or 135 percent of the hospital’s cost to provide the care. Financial assistance is available only to patients who do not have private health insurance or public health coverage such as Medicare, 医疗补助或其他政府项目. Financial assistance may be granted to patients on a presumptive eligibility basis if certain criteria are met or if the patient does not complete the application for financial assistance.
申请经济资助, patients must complete an application for financial assistance (available from our admitting department and located on our website), 提供证明其收入的文件, 资产和居住地, and cooperate with RML in demonstrating their inability to pay for the medically necessary care provided.
Individuals may use the following contact information to obtain further information about financial assistance or the financial assistance process, 或通过邮件索取免费经济援助信息:
邮寄地址:
澳门金沙真钱博彩首页注册
承认部门
5601 S. 县界路.
欣斯代尔，伊利诺伊州60521
面对面的地址:
欣斯代尔
承认部门
5601 S. 县界路.
欣斯代尔，伊利诺伊州，60521
芝加哥
可预约
承认部门
西范布伦街3435号
芝加哥，伊利诺伊州60624
电话号码:
630-286-4516
传真号码:
773-826-2851
简约的保险
如果你有健康保险(i.e.、PPO、HMO、POS等.), please refer to either your benefit plan handbook or contact your insurance company to familiarize yourself with available benefits including deductibles, 共同保险和预认证要求. Contracts change frequently; always check with your insurance company for the most current information regarding your individual benefits.
RML参与了大多数主要的保险和医疗补助管理的医疗计划. 如果您有任何问题，我们鼓励您与我们澳门金沙真钱博彩下载首页. We also make arrangements for single-case agreements if we do not have a contract with your insurance company, 如果符合条件，我们会提供经济援助. 点击此链接到财政援助申请获取更多信息.
当提供完整的信息时，RML将向您的保险公司提交账单. 请记住，你的保险单是你和保险公司之间的合同, 你对你的医疗费用负有最终责任. RML尽一切努力与您的保险公司直接合作. 有时，我们可能会请求您帮助解决资格和付款问题.
在所有情况下，
RML的住院部门可以帮助患者确定他们的自付费用. 请打电话给 630-286-4516 与我们的住院部门讨论患者的财务责任信息. If you have any questions about patient charges, please contact our patient financial services at 630-286-4475.
请 点击这里 to view a consumer guide to healthcare prices prepared by the Healthcare Financial Management Association.
请 点击这里 to view a guide prepared by the Illinois Hospital Association to assist patients in determining their out-of-pocket costs for a number of the major insurance carriers.
计费过程
If you provided us with complete and accurate insurance information and an authorized assignment of insurance benefits, RML将为您提交主要和次要保险索赔.
大多数保险计划不为医院账单提供全额保险. 你需要支付免赔额, 在服务或出院时的共同支付和共同保险费用.
医院账单通常会在出院后四天内寄给你的保险公司. You will be notified of the balance on your account (minus any previous payments) after your insurance company has paid its portions.
如果你没有健康保险，你可能有资格获得总费用的折扣. 在您服务之前澳门金沙真钱博彩下载首页信息，请致电接待处 630-286-4516.
额外的信息
医疗费用通常是计划外的，很难理解和/或支付. RML的患者金融服务代表可以为您解释账单, 回答帐单或保险问题, 安排付款方式, 或为您的账单提供经济援助申请.
电话:
病人理财服务 630-286-4475
邮件:
澳门金沙真钱博彩首页注册
PFS部门
南县线路5601号
欣斯代尔，伊利诺伊州60521
请 note that if a patient is eligible for either free care or a discount from hospital charges, independent physicians rendering services may not be subject to RML’s financial assistance policy (FAP). A listing of those providers who are and are not subject to RML’s FAP is available on RML’s website by clicking 在这里 也可以在病人入院时使用.
申请经济资助
资助政策
比林斯 & 集合政策
